This is what I get for not posting regularly. I end up having to do massive, full-of stuff posts.
Donation to charity through work $25
Cheese slice of pizza $3.29
Starburst candy $1.49
Hugs and Kisses $2.50
2/15 VISIBLE CHANGES
Haircut (much needed) $35
2/16 KROGER GAS
Gasoline 9.98 gal @ $2.94/gal = $29.45 (I got $0.20 off each gallon because of some gift cards and other stuff I bought.)
Apple juice $3.59
Cream cheese $2.19
Ice cream $1.98
Bertolli meals (3 for a total of $16.53- I bought 3 at $5.51/each, and I got a $5 gift card back)
Flip flops $0.98
Chik-fil-a Chicken Sandwich meal $5.79
2/22 KC TAILOR
Two pairs of pants: both hems altered, one waistline let out $47.63
2/22 DISCOUNT TIRE
Two new tires $122 ($61/each)
Two certificates for refund, replacement $22
Tire disposal fee $5
Installation and lifetime spin balancing $32
2/22 NEW APARTMENT COMPLEX
Deposit, app fee, and whatever else they charge $145
So, while I did a lot of normal, boring spending, I think it is worth noting that I did some really exciting spending: putting down a deposit for an apartment.
Now, the moving process should be relatively easy because the complex is literally next door to the complex I live in right now with my parents. That is part of what attracted me. Also, my complex had a fire issue, so maybe because quiet, boring people live there, there will be a lower chance that some one smokes part of a cigar, “puts it out,” and stores it in the shed “for later” (I swear I am not making this stuff up). And yes, this what some other person in my current complex did. Now, his entire building is out a place to live because he screwed the places up, and there was a blazing fire, and all these fire trucks came…craziness!
So, yeah, I am moving next door. I had been putting the process off, but I knew I didn’t really want to move anywhere else, so I went ahead and reserved the apartment earlier this week with the deposit. And thank heavens I did. When I was signing the lease today, two different sets of people came out to look at the remaining one bedroom apartment available. (Some semi-young men came by to look at a 2-bedroom apartment. I guess apartments really are going fast right now.)
The move in date is April 5. In the meantime, I need to arrange for utilities like internet and electricity. Happily, my family has had good experiences with a local company, so I plan to make use of it. As for the cable, there’s pretty much a monopoly on that in my area, so there’s really only one provider. Whatever.
The base rent is $739. There is no pet rent (happily, because I do have a cat.) The cat fee and deposit is a total of $300. They send you a separate bill for water, gas, and trash each (I guess putting it all on one card would make too much sense?). Trash is a flat $5.99. I get a carport as part of my rent (though I may be hesitant to use it during massive snowfall just because of some reports of them getting flattened from the weight of the ice/snow we got earlier in the year). The average water bill is anywhere from $17.12 to $56.86. On move-in day, I will owe them a total of $817.50, and that is with a discount. (I do get a discount on the first month’s rent because I work for the local school district, and that discount is $122.50.)
Oh yeah. It is 670 square feet, and it will be the perfect size for me, I am confident of that much.
Am I terrified? Yes. Am I excited? Yes. Will this all work out fine and be a great learning experience for me? Wait for it…YES.
Gas 10.387 gal @ $2.999/gal = $31.15
Diet Coke $0.89
2/7 EUROPEAN WAX CENTER
Ingrown hair serum $25
2/8 EUROPEAN WAX CENTER
Year-long wax pass $358
Organic pasta sauce $1.99
Romaine hearts $2.79
Cheese ravioli $2.29
Chocolate covered pretzels $1.69
Organic grape tomatoes $0.99
Peanut butter $1.69
Chocolate butter cookies $1.49
Chocolate butter cookies $1.49
Epsom salts $4.97
Lint rollers $2.88
Guys, ALDI SELLS ORGANIC FOOD. Big shocker. I had no idea that they were going to start doing that. I’ve been shopping there for about a year now, and I noticed this about 3-4 months ago in the produce section: organic tomatoes. That was it, and since it was a weird time of year, the prices were more than I could afford that month.
But now, over the past month, the organic section has grown. There’s an actual small section of organic things: mainly tomatoes, spinach, carrots, apples…and there’s some stuff in the frozen section, but I generally don’t go organic when it comes to frozen stuff. The reason this is such a thrill is because when I committed to doing my primary grocery shopping at ALDI, I assumed I would be sacrificing access to things like organic produce (not like I could ever afford it in the past, but hey, a girl could dream). Instead, my grape tomatoes were NINETY NINE CENTS this week. Now, that doesn’t always happen. I think they were $1.99 the last time I got them, but this is just great, really. I can eat healthy, save money, and still stick to a value of fresh produce sans excessive pesticides and whatnot without killing my bank account.
After all, that’s what European Wax Center is for once a year. Nothing like spending $300-odd all at once. But I realized a long time ago that while the sticker shock hurts when it is paid all at once, it makes too much sense to not do it. Also, since they are (yet again) raising their prices because the company is more popular, I can lock in a price for a year.
And PS! I did decide to move to the apartments directly next door to where I am now. The base price of rent is higher at this apartment than one I saw in the west side of town, but once I add up the excess costs of driving to work a longer distance (gas) and whatnot, it just did not make sense. Also, it will be incentive to continue to save money so that I can meet a long-term financial goal: buy my own condo.
Image via Wikimedia Commons
Well, those are NOT my feet, but I figured you might get the idea better. My feet are tiny, and I didn’t much feel like pulling out the camera today.
I got some outpatient surgery done on my toe. Unlike this Wikimedia person, I only did one foot. I don’t have the luxury of staying in bed at all times and what not. Plus, it was hard enough to stay in bed this weekend, and as you can tell from my spending, I still got out to the essentials (note: cakes are essential). But all I can say is, MY TOE HURTS.
But once it heals, it never will again. And I guess the worst part is, I have to get this done again, just on my other foot. Urgh.
Apple juice $3.58
Frozen food, steamers 2 @ $2.00/each = $4.00
Frozen apple pie, personal size $1.98
Frozen (Bertolli) $3.78
Frozen (Bertolli) $3.78
Sour Patch candy $0.98
Gummi Saver $0.98
Hershey Drops $2.78
Ice cream $1.86
1/31 DR. OFFICE
Co pay and bag of supplies $55
1/31 US POST OFFICE
Return receipt and certified mail envelope $6.00
2/1 NOTHING BUNDT CAKES
-$3.99 (Buy one get one free)
Romaine hearts $2.69
Yogurt 4 @ $0.39/each = $1.56
2% Milk $2.39
And that’s what $127.11 looks like; well spent, really.
Honeycrisp apples $4.39
Romaine hearts $2.69
Skim milk $2.29
Grape tomatoes $1.99
Direct Deposit to Checking Account $2,842.13
Direct Deposit to Savings Account $500.00
1/25 ANN TAYLOR LOFT
Dressy sweater $15.88
TOTAL $38.71 (paid with gift card previously purchased at Kroger)
Sponge eye shadow applicators $7.00
Detox dry shampoo $20.00
So all the things I got today were lovely and great. I tried out the dry shampoo at the store to make sure it was the one for me, and it is. Love it. I think it will make a huge difference this summer when I want to straighten my hair for work (despite it being 100+ outside) and get to wear it the next day. The sweater is gorgeous, too. I will have to handwash it and all, but it will be worth it. What a gorgeous piece to add to my collection.
I also think you need to check out my paycheck. I will break it down for you another time, but seriously, this new job I got pays so much better than my old job at the bank. Also, keep in mind that is my net check. There’s a lot of other deductions that come out (like $298.79 will come out each month for my vision, health, and dental insurance; also some money for a retirement system that I contribute to, and also a healthy pile in taxes- all in all, over $1,000 came out of my check), so this is after the deductions. Also, I think this was supposed to be two months pay, since I did not get a paycheck from the new employer in December? I don’t know. All I know is, it is good to get paid. While the division of my paycheck is backwards (I meant for more money to go to savings, not checking), it works fine now. I just took most of it out in cash and took it over to the bank where my savings account was.
My W-2 came in, too. Looks like I made $19,177.10. Dang. Glad for all the work experience I got in the previous job, but I am also so very happy to be in a new phase where I can actually start to make it on my own and be a “real” adult.
1/16 US POST OFFICE
Mail package to VA $27.47
Gasoline 12.33 gal @ $3.12/gal = $38.61
Gift card for Target $25
1/18 BATH AND BODY WORKS
Hand soap $3.00 (normally $5.50)
Lotion $2.75 (normally $11.00)
Trident fruity gum $2.50
Trident car-cup minty gum $2.50
Tangerine-strawberry sugar-free drink mix $1.99
Frozen veggies 4 @ $1.99/each = $7.96 – $0.80 coupon = $7.16
Frozen veggies $1.99 (erroneous charge. shouldn’t be there)
Family size lasagna $5.99 – $5.99 (coupon for free lasagna) = $FREE
Lubriderm lotion $6.29 – $2.00 coupon = $4.29
Gummy vitamin C $7.99 – $2.00 coupon = $5.99
Centrum gummy daily vitamins $9.99 – $3.00 coupon = $6.99
Cat litter $11.99
Opti-Free contact solution $8.99 – $3.00 coupon = $5.99
Ballpoint pens $1.04 – $1.00 coupon = $0.04
-TARGET DISCOUNT FOR REUSABLE BAG USE -$0.10
-RANDOM $3.00 extra discount -$3.00
TOTAL $55.54 – $25 Gift Card from earlier = $30.54 paid with debit card
So I think I did okay, really. $127.84 for all this stuff.
I will admit that I royally screwed up the shipping of my sister’s birthday gift. Here’s what happened: I asked her what she wanted for her birthday, and she told me what to get for her: this really cool party kit thing. Anyways, I bought it for her, and when I was ordering it, my brain must have shut off entirely. The website offered FREE SHIPPING, and shipping to the beautiful state where my sister lives now is not cheap, just as a general rule of thumb (though, it is cheaper than when I sent stuff to her when she lived in the Bronx so many years ago. Texas to NYC- dang).
But what do I do? I ship the thing here. To Texas. Despite the fact that Texas is not its final destination.
URGH. Totally avoidable, really. And since my father is the best ever, he went and paid for the shipping on his day off and let me pay him back today. At least I shipped it early. He said the USPS wanted to charge something in the triple digits to send it off overnight and high double digits for two-day shipping. Even with the regular shipping I ended up with, it will still get to her before her birthday, so she should be able to use the gift for her birthday! Yay!
But in the future going onward, I will NOT be using free shipping to ship anything here first.
As for the phone; it was time. I have been putting off and putting off the purchase, mainly because I have always abhorred the behavior of smart-phone owners, and also, I just haven’t really been that into touch screens. (The behavior I am referring to? Paying attention to the phone instead of the road while driving, ignoring perfectly interesting people in front of you for checking on others who aren’t there, and carrying on loud conversations on the phone while working out at the gym…etc.) But, I increasingly have found my dumb phone unable to handle text and picture messages from smart phones, phone calls, and generally just staying turned on during the day. (My old phone turned itself off about 6 times a day, usually when I set it down on a counter or put it into my purse for safe keeping. Not acceptable.) I have the money, I am going to move out soon so I’ll be poor later, and really, this phone is actually kinda cute. The touch screen thing still irks me, and it took forever to turn off the pesky, auto-vibrate and ring feature of all alarms/alerts, but I am getting used to it. OH! The case was $17.76 including tax, and no shipping charge because I have Amazon Prime. So really, this week was $145.50. Sorry.
Did I mention this case GLOWS in the DARK? Totally classy and great, kids. Really.
Oh my goodness, almost scared myself to death and hit the “upgrade” button on WordPress button. Can’t afford that silliness.
January is looking to be a damn expensive month.
Slip $20.80 (20% off coupon)
TOTAL $22.52 (paid with Macy’s card, haven’t paid off yet)
1/04 ANN TAYLOR LOFT
Sparkle top $16.00 (regular $39.99)
Green dress pants $14.88 (final sale; regularly $79.50)
Dress $12.88 (final sale; regularly something equally expensive)
Gas 5.55 gal @ $3.14/gal = $17.51
Honeycrisp apples $4.39
Maple cream cookies $1.99
Yogurts $1.56 (4 @ $0.39/each)
Penne pasta $0.89
Skim milk $2.19
1/09 WEST ELM
Mad secret birthday present for sister $96.34
1/11 TOTAL WINE AND MORE
Chivas (baby size) $8.99
1/11 VERIZON WIRELESS
New cellphone $140.71 ($99 plus all the associated taxes and fees. But hey, free shipping!)
Strawberries $5.58 (2 @ $2.79/each)
Yogurts 2 @ $0.39/each = $0.78
Peanut butter $1.89
1/13 LA FITNESS
Gym dues $32.46
New beautiful fleece jacket $30.93
TOTAL $33.48 (paid with credit card)
So, just so we’re clear, that fleece jacket may not have been at the top of the “needs” list, but it was something I have been searching for off and on for a while now. And really, it is top quality, soft, and $34. You tell me where I can find that somewhere else.
Yeah, that’s what I thought.
January has offered me a lot of temptation, and, I fell for it. But I don’t really regret any of it: not the clothes at LOFT, not the birthday present for my sister (she’ll love it, and she also picked it out. Nothing worse than getting something for someone and they don’t like it.), the alcohol at the big box store, etc.
My only concern is that it is only January 12th, and I have already spent $485.35. Granted, the $140.71 for the cell phone was covered entirely by my savings account (sorry, savings! but this is why you are there, because heaven knows you aren’t earning me interest), but still. The rest of the month will involve me being very careful with my money. I will finally get paid next week, I believe, so that will be even better. A lot of that will need to go to pay all these places off (Macys, Ann Taylor, Wells) before the bill comes. Because I don’t do bills.
12/XX COMPUTER REPAIRS
Computer repairs $100
12/30 KROGER GAS
Gas 11.03 gal @ $2.99/gal = $33.10
So, good job, self. I totally forgot about that computer repair, and I found the receipt when I was cleaning. So add that to the total for December, and then I can conquer the January spending, also long overdue to be logged.
DECEMBER TOTAL SPENDING: $590.82